Life Protect Health Direct

Covers critical illness and beyond

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Life Protect Health Direct

A comprehensive health insurance plan that provides complete coverage against critical illness, terminal illness and untimely death, with cashback benefits for staying healthy

Issue age

18 to 50 years old

Coverage period

10-year term, renewable

Buy via

BPI AIA Telesales Representative

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Policy benefits

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Critical illness protection

You’ll have a health fund for your medical care and treatment should you get diagnosed with any of the 34 covered critical illnesses

See illnesses covered
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Terminal illness benefit

Your family will receive a lump sum payment if the unexpected happens due to a terminal illness

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No-claim benefit

You’ll get 50% of your total premiums back if you remain free of critical and terminal illness until the 10th year of your policy

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Easy application process

You can get this plan over the phone without medical exams and request forms

Insurance lingo

This is the one-time payout we’ll provide your beneficiaries when the unexpected happens. It is also known as a death benefit.

This is the fee you pay us to keep your insurance policy active. It may be paid monthly, quarterly, semi-annually, or annually.

It is a written document that contains terms and agreement between BPI AIA Life and the policy owner

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Terms & conditions

Life Protect Health Direct can only be purchased through a BPI AIA Direct Marketing call.

  • Alzheimer’s Disease
  • Amyotrophic Lateral Sclerosis
  • Aplastic Anemia
  • Bacterial Meningitis
  • Benign Brain Tumor
  • Cancer
  • Cardiomyopathy
  • Cerebrovascular Stroke
  • Coma
  • Coronary Artery Bypass Surgery
  • Fulminant Viral Hepatitis
  • Heart Attack (Myocardial Infarction)
  • Heart Valve Surgery
  • Kidney Failure
  • Liver Cirrhosis
  • Loss of Hearing Loss of Limbs
  • Loss of Sight
  • Loss of Speech
  • Major Burns
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Muscular Dystrophy
  • Paralysis
  • Parkinson’s Disease
  • Poliomyelitis
  • Primary Pulmonary Arterial Hypertension
  • Progressive Bulbar Palsy
  • Progressive Muscular Atrophy
  • Severe Brain Damage
  • Surgery to Aorta
  • Total and Permanent Disability
  • Viral Encephalitis
  • Vital Organ Transplant (heart, liver, kidney or lung)

Life Protect Health Direct is a life insurance plan. It is not a deposit product.

Actual terms and conditions are found in the Policy Contract. In case of conflict, the Policy terms shall prevail.

The financial products of BPI AIA Life Assurance Corporation are not insured by the Philippine Deposit Insurance Corporation and are not guaranteed by the Bank of the Philippine Islands.

Get in touch

Connect with a BPI AIA Telesales Representative to secure your family's future from any unexpected setbacks

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